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TriangleCash - Personal Loans
Personal loans are a secure and dependable way to access the money you need. Whether it is a critical situation, home improvement project or consolidation of several smaller debts, this fast and reliable solution could be your answer. Personal loans can be used for just about any financial need and the flexibility of the amount borrowed makes personal loans ideal for many situations. More and more people find personal loans to be easier and better suiting than credit cards or other options which may charge high interest rates.
How Do Personal Loans Work?
A Personal loan is a type of an installment loan, meaning that it is paid back over a set period of time, utilizing a suitable payment schedule. The payments are set up at a fixed price and payable over a period longer than 85 days. Personal loans are an effective way to access a larger amount of cash which can be used for a wide range of purposes. With a Personal loan, you could request a loan for up to $5,000.
Accessing a Personal loan online is quick and easy to do. It just takes a few minutes to fill out our online form and we will connect your information to our massive network of lenders. Bear in mind that you must be a US citizen or permanent resident and you must be 18 years or older to request a personal loan. You must also have a steady income and an active checking account to approved. Shortly after submitting your information, one of our reputable lenders will contact you with an offer. Once approved, the funds will be deposited into the bank account you provided. You will be able to access the money as early as the next business day.
At TriangleCash the security of your personal information is our top priority. We use the top of the art electronic information encryption technology to ensure that your information is safe and secure.
We provide you not only with speed and convenience but also with the peace of mind that your privacy is not being compromised.
Rates And Fees
APR and fees are adjusted by many variables, including your credit rating, FICO score, state of residence, repayment period, income and more. TriangleCash works with lenders that adhere to applicable state and federal laws. Each state has its own limitation on APR and additional fees, therefore, you should review them before requesting a loan. The APR range are between 6% to 35.9% and the repayment period is between 85 days to 30 months. The Truth in Lending Act requires full disclosures from our lenders of all loan fees and interest rates. If you are offered a loan, you are under no obligation to take the loan. Make sure you are aware of all the terms and conditions before taking a loan and never take a loan you cannot repay.
If for any reason you cannot make a payment on time, you should contact and discuss with your lender immediately on how to resolve it. After entering into a loan repayment schedule, you are protected by the Fair Debt Collection Practices Act (FDCPA), which is overseen and enforced by the Federal Trade Commission and the Consumer Financial Protection Bureau. Our lenders are required to abide by the FDCPA, which includes the following rules (this applies both to lenders and third-party collection agencies working on behalf of the lenders):
Possible Effect On Credit Rating And FICO Score
All borrowers must be aware that missing a payment or being late with payments may potentially negatively impact their credit score. Our lenders will likely run one or more credit checks with a major credit agencies in order to determine whether or not to approve your application. If our lenders face an incident of non-payment or late-payment, they may report to those credit agencies in order to warn other lenders, banks and financial institutes.
Renewal, Rollover And Late-Payment Additional Costs And Fees
If you repay all of your payment on time you will enjoy the best terms and the lowest interest rates. If, for any reason you can not make a payment on time you should contact your lender immediately and discuss together how to solve it. Our lenders will take any action, authorized by law and adhere to the ‘fair debt collection practices’, to recover non-paying borrowers funds, including hiring third party collecting agencies. Make sure you aware of all the terms and conditions before taking a loan and never take a loan that you can not repay.
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